Banking as a Service

Embed financial services into business

Seamlessly embed global payments and financial services into your business with our powerful APIs.

BaaS Dashboard
BaaS Send Money
Drive global growth

Drive global growth

Easily create and manage multi-currency accounts to support fund collection, local payouts, and cross-border payments across a wide range of use cases.

Ensure bulletproof compliance

Ensure bulletproof compliance

Licensed across multiple jurisdictions, we provide comprehensive compliance capabilities to meet local regulatory requirements.

Deploy with agility

Deploy with agility

Seamless integration into your existing systems via APIs, with flexible customization to match your business requirements and customer preferences.

Optimize financial operation

Optimize financial operation

Access standardised transaction records with convenient bulk exports, real-time transaction monitoring, and automated interception of high-risk transactions.

Services Portfolio

A full suite of global financial services

EUREuro
Account nameFabrica Co.
Bank location
DKCopenhagen
Account number••••••••••••
SWIFT Code••••••••
GBPBritish Pound
Account nameFabrica Co.
Bank location
UKLondon
Account number••••••••••••
SWIFT Code••••••••
USDUnited States Dollar
Account nameFabrica Co.
Bank location
USNew York

Global accounts

Create and manage accounts in real-time to receive funds in local currency and authorise direct debit payouts in multiple geographies.

Funds movement

Funds movement

Simplify collection, conversion, and disbursement of funds across multiple countries and currencies.

Card issuing

Coming soon

Issue multi-currency corporate cards to manage expenses and pay bills.

Integration

Fully featured APIs

Integrate natively with our comprehensive APIs and proprietary financial infrastructure.

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import axios from 'axios';

const url = '/api/v1/user/open/acc';

const payload = {

merchantNo: '800001',

userId: 1998001234567890,

currencyCode: 'GBP'

};

axios.post(url, payload, {

headers: {

'Content-Type': 'application/json'

}

})

.then(response => {

console.log('Success:', response.date);

})

.catch(error => {

console.error('Error:', error.response?.data ||error.message);

});

Application Examples
Cross-border remittance

Cross-border remittance

Powered by our local regulatory expertise and banking partnerships, you can offer secure and compliant cross-border remittance services.

Cross-border payments

Cross-border payments

Leverage our global payout network to deliver cross-border payments across 200+ countries and regions in 30+ currencies.

Multi-currency accounts

Multi-currency accounts

ONERWAY provides you with same-name overseas local accounts that can directly receive funds via local clearing systems or SWIFT.

Cross-border card payments

The Rise of Cross-Border Card Payments: Transforming Global Transactions

18 Apr 2025
Cost of cross-border payments

Understanding and Reducing the Cost of Cross-Border Payments

18 Apr 2025
Insights

Gain new intelligence across your financial ecosystem

In global trade and business activities, cross-border payments play a crucial role. However, the high costs associated with these payments have long been a major challenge for businesses and individuals…

Read more

Frequently asked questions

What is ONERWAY Banking-as-a-Service (BaaS)?

ONERWAY Banking-as-a-Service (BaaS) enables businesses to embed financial services—such as multi-currency accounts, cross-border payments, and fund management—directly into their own platforms and workflows through our powerful APIs. This allows you to offer banking-grade financial capabilities without the need to build or maintain your own financial infrastructure.

What services are included in the BaaS platform?

Our BaaS platform supports a wide range of use cases, including:

  • Multi-currency account management: Create and manage accounts in multiple currencies to collect, hold, and disburse funds globally.
  • Cross-border remittance: Offer secure and compliant remittance services powered by our local regulatory expertise and banking partnerships.
  • Cross-border payments: Deliver payments across 200+ countries and regions in 30+ currencies via our global payout network.
  • Embedded financial services: Integrate financial capabilities directly into your platform to enhance your product offering and create new revenue streams.